Last updated: February 27, 2025
By accessing repairmycreditfico.com or purchasing any product from Repair My Credit FICO, you agree to these Terms of Use. Please read them carefully.
All content on this website and in our products is provided for educational and informational purposes only. Nothing on this site constitutes legal advice, financial advice, or credit repair services as defined by applicable law. We do not guarantee specific outcomes, credit score improvements, or the removal of any particular item from your credit report.
Repair My Credit FICO is not a credit repair organization as defined by the Credit Repair Organizations Act (CROA). We sell educational materials that teach consumers how to exercise their existing legal rights under the Fair Credit Reporting Act (FCRA). Consumers have the right to dispute inaccurate information on their credit reports without purchasing any product or service.
Upon completing a purchase, you will receive access to our digital product(s) via email or download link. Because our products are digital and delivered immediately, all sales are final except as described in our satisfaction policy below. You receive a non-exclusive, non-transferable license to use the purchased materials for your personal use only. You may not resell, redistribute, share, or reproduce the materials.
If you are not satisfied with your purchase within 7 days of the purchase date, contact us at info@repairmycreditfico.com and we will work to resolve your concern. We stand behind the quality of our products and will provide support-based resolution for dissatisfied customers.
We make reasonable efforts to ensure that the information in our products is accurate and up to date. However, laws and regulations change. We make no warranty that the information will remain current or applicable to your specific situation. Always verify current law and consult a licensed professional for legal or financial matters specific to your circumstances.
To the maximum extent permitted by law, Repair My Credit FICO shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our website or products. Our total liability to you for any claim shall not exceed the amount you paid for the product giving rise to the claim.
All content on this website and in our products — including text, templates, scripts, graphics, and design — is the property of Repair My Credit FICO and is protected by copyright law. Unauthorized reproduction or distribution is prohibited.
We may update these Terms of Use from time to time. Changes will be posted on this page with an updated date. Continued use of the site or products after changes constitutes acceptance of the updated terms.
These Terms of Use are governed by the laws of the United States. Any disputes shall be resolved in the appropriate courts of competent jurisdiction.
Questions about these Terms? Email us at info@repairmycreditfico.com.