A step-by-step dispute system with 25+ professional letter templates, bureau contacts, and proven phone scripts — delivered instantly.
$49.97
One-time payment. No subscription. No monthly fees.
Download the DIY Credit Repair Starter KitEvery month you wait, it compounds. Here's what poor credit is quietly costing you:
You pay thousands more over the life of any loan — car, mortgage, personal.
Banks decline applications. You're stuck renting when you could be building equity.
Landlords run credit checks. A low score can mean losing your first-choice apartment.
In most states, your credit score directly affects your auto and home insurance rates.
Some employers run credit checks for financial roles. A bad report can cost you the offer.
Living with bad credit affects every financial decision — and takes a real mental toll.
Credit repair companies charge $99–$149 per month to send dispute letters on your behalf. They use a process rooted in federal law — the Fair Credit Reporting Act — that you have every right to use yourself.
Professional dispute letter templates included
Bureaus covered — Equifax, Experian, TransUnion
Monthly fees. Ever.
One kit. Every tool you need to take control of your credit — step by step.
Understand your rights under the FCRA, how credit bureaus work, and what can legally be disputed. No guesswork.
The exact dispute order that maximizes results. Not just what to send — but when, in what sequence, and to whom.
25+ professionally written dispute letters for every scenario: late payments, collections, charge-offs, hard inquiries, and more.
Word-for-word phone scripts for calling creditors, bureaus, and collection agencies. Know exactly what to say.
The kit handles the complexity. You just follow the steps.
Get your free credit reports from all three bureaus at AnnualCreditReport.com. The kit shows you exactly what to look for.
The kit tells you exactly what to send, when, and to whom. No guessing, no wasted letters.
Use the rebuild strategy templates to add positive history while disputes are in progress.
Credit repair companies use the same FCRA-based process. The only difference is who's holding the pen.
| Feature | DIY Credit Repair Starter Kit ✓ | Credit Repair Company ✗ |
|---|---|---|
| Cost | $49.97 one-time | $99–$149/month |
| Dispute letters included | ✓ 25+ templates you own | They write them, you don't keep them |
| You understand the process | ✓ Full transparency | ✗ Black box |
| Works at your pace | ✓ No deadlines | ✗ Locked into monthly billing |
| FCRA-based strategy | ✓ | ✓ |
| Instant access | ✓ Download immediately | ✗ Weeks of onboarding |
| Phone scripts included | ✓ | ✗ They handle calls for you |
| Satisfaction guarantee | ✓ 7-day | Varies by company |
Straight answers. No fluff.
Try the DIY Credit Repair Starter Kit risk-free. If you are not completely satisfied within 7 days, contact us and we will provide full support to make it right. We stand behind every purchase.
One-time payment. Instant download. Everything you need to start disputing today.
Download the DIY Credit Repair Starter Kit — $49.97